Other vendors hide pricing behind sales calls. We show you exactly what it costs. Per member, per month. Everything included — WhatsApp, USSD, M-Pesa, compliance, dashboard. No hidden add-ons.
Up to 1,000 members
1,001 – 5,000 members
5,001+ members
All plans include a one-time setup fee (KES 50,000 – 150,000 depending on data migration complexity). M-Pesa transaction fees (Safaricom charges) passed through at cost, no markup. Prices exclude VAT.
| Feature | BomaOS | Kwara | Legacy CBS |
|---|---|---|---|
| WhatsApp access | Included | No | No |
| USSD access | Included | No | Some |
| Voice biometric security | Included | No | No |
| SASRA reports | Automated | Partial | Manual |
| goAML STR filing | Built-in | No | No |
| KRA eTIMS | Integrated | No | No |
| Staff roles | 13 roles | 5 roles | 3–5 roles |
| Board portal | Dedicated view | Same as admin | No |
| Pricing transparency | Published | "Contact sales" | Negotiated |
| Setup cost | KES 50K–150K | KES 500K–1M | KES 500K–10M |
Our team migrates your member records, opening balances, and loan history. Report accuracy depends on correct opening balance entry — we guide this process step by step.
Finance officers and management are trained on the dashboard before go-live. We don't hand over a manual and leave.
Every API call, session, and database record is encrypted. JWT authentication on every officer session. No shared passwords.
Hosted on infrastructure built for financial services. Status monitoring with alerts if anything degrades. Enterprise plans include formal SLA.
Liquidity ratios, PAR30, NPL, and eTIMS logs are included in every plan. These are not premium add-ons.
Community and Regional plans include email and WhatsApp support during business hours. Enterprise includes dedicated account management.
Tell us your member count and what you're using today. We'll tell you exactly what it'll cost and walk you through the system. 30 minutes, no pressure.